New Horizons has consulted with banks of all sizes in addressing the following credit process issues:

Asset Quality Rating Systems including interactive dual risk rating systems
Autodecisioning / Credit Scoring
Credit Process Assessments
Credit Policies, Procedures, Approval Process
Loan Pricing / Customer Profitability
Loan Officer Development
Organization / Management of Credit Process
Problem Loan Management
Risk Management Assessment
Small Business Credit Delivery

New Horizons has developed computer based templates and instructions to address a range of credit process needs:

Asset Quality Rating Frameworks including dual risk rating frameworks
Credit Risk Management Reporting Templates
Credit Risk Profile Templates
Loan Decisioning Templates
Loan Policy Templates
Underwriting Templates